How to recover money sent to a wrong MoMo number

MoMo services have now taken the influence of the current cash flow market. Even those in the rural areas across the country can send and receive cash instantly without stress.


Or having to travel to the Urban Cities to assess Banks. Thus, payment of salaries, bills, goods, and services are being transacted handily.

MTN MoMo transfer is one of the effortless ways to transact money via your mobile phone. Hence, easing the burden of ordinary Ghana. Yet, it also comes with its flaws, that’s the wrongful transfer of cash to a different moo account.

What is MTN Mobile Money (MoMo)?

MTN Mobile Money (MoMo) is a safe electronic service that enables MTN Mobile Money customers to store cash, send and receive money, make payments, and do several other transactions just using their mobile phone.

Mobile Money
Mobile Money

There are several ways one can use to recover wrong transactions made using MTN Momo. First and foremost, reporting the issue to the nearest MTN MoMo customer care Center, or trying a person-to-person reversal methodd.

MTN Ghana Adds New Feature To MOMO Accounts To Clamp Down Fraudsters; Check Out Now and Don’t Be Scammed

Reporting to the MTN customer care center

Immediately you notice you have sent money to the wrong number via your MoMo account. Kindly contact the MTN Customer care center for reversal of the transaction using the following steps:

  1. Call the MTN customer care number 100 within 15 days of the event.
  2. Specify your preferred language i.e English, Ga, Twi, or Ewe.
  3. Choose Mobile Money (Momo).
  4. Select wrong Mobile Money (Momo) transaction.
  5. Select “Speak to an Agent”.
  6. Discuss the issue with the agent for assistance.
  7. Disclose the account you were trying to send the money to.
  8. Also, disclose the wrongly sent recipient account.
  9. Mention the amount involved.
  10. MTN would investigate the situation and send a reversal message to the person within 30 days or less.

After his approval, you will instantly receive your money.MoMo

Peer to Peer reversal

If you find dealing with customer care cumbersome or ungainly, you may want to try the peer-to-peer reversal method.

This method is based on uncertainty and luck as you may call it. And how well you are good at convincing people.

  1. Identify the MoMo number you wrongly transferred the money to via your MoMo transaction message.
  2. Call the person to notify him or her about the wrong transaction, how much you sent, and the MoMo number used in sending. Be calm and precise when dealing with the person to avoid suspicions of fraudulent activities which shouldn’t be so.
  3. Ask him or her to check their MoMo account balance to confirm if the money has been reflected.
  4. Once he or she confirms the reflection, kindly tell him or her to send the money back. You can even give tip-offs for working together with you.
  5. If done appropriately, the recipient will send you the money if and only if their account has been wrongly credited with your money.



As easy as it sounds, you have to understand that your ability to obtain your money back when sent to the wrong MoMo recipient solely depends on your communication and the recipient.

How to register MTN Mobile Money (MoMo)


Read to know more about Momo app What is MTN MoMo app?

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